Competitive Rates, With You in Mind

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

Growth Checking: Must maintain a minimum average daily balance of $1,000 or more, or have a monthly direct deposit of at least $500 or more to avoid a monthly service fee of $4.99.

† Annual Percentage Yields (APY) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

Primary Savings: APY shown is paid on balances of $100 or more. Minimum opening deposit is $5. Review our Truth In Saving Disclosure for details.

† Annual Percentage Yields (APY) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

Growth Savings: Offer valid for funds not currently on deposit with First Harvest Credit Union. You may qualify by depositing an additional $5,000 or more in new money. Contact us for details.

† Annual Percentage Yields (APY) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

1. APY shown is paid on balances of $100 or more. Review our Truth In Saving Disclosure for details.

† Annual Percentage Yields (APY) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

Individual Retirement: Minimum opening deposit is $1,000. Review our Truth In Saving Disclosure for details.

1. Annual Percentage Yield (APY) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Review our Share Certificate Truth-In-Savings Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

1. Must be opened online at FirstHarvestCU.com or other First Harvest digital channels. This offer is not available at First Harvest branch locations. Must open with $500 minimum in new money or have a First Harvest Checking Account.

2. Must open with $500 minimum in new money or have a First Harvest Checking Account.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. APY listed paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union. Review our Share Certificate Truth-In-Savings Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

2. Must open with $500 minimum in new money or have a First Harvest Checking Account. 

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Progressive Money Market requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10. Fees may reduce earnings. Review our Truth In Saving Disclosure for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance.

† Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Maximum loan amount is $100,000. No Private Sale purchases. Note: All-Terrain Vehicles (ATV’s) and Utility Task Vehicles (UTV’s) are not eligible for financing.

New (under 20,000 miles) Rates: Available for 2024-2026 automobile model year with LESS than 20k miles. Rate and loan amount for this product are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $13.67 for every $1,000 borrowed at 6.99% APR for 96 months with $50,000 loan minimum. Payment example is based on the lowest rate for the longest term available for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

† Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Maximum loan amount is $100,000. No Private Sale purchases. Note: All-Terrain Vehicles (ATV’s) and Utility Task Vehicles (UTV’s) are not eligible for financing.

Used 2024-2025 (over 20,000 miles) Rates: Listed APR available for used automobile model years 2024 – 2025 with MORE than 20k miles. Maximum age for purchases is (10) model years (currently 2017) and maximum for refinance is (7) model years (currently 2020). Rate and loan amount for Used Auto Loans are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $15.01 for every $1,000 borrowed at 6.74% APR for 84 months with $25,000 loan minimum. Payment example is based on the lowest rate for the longest term available under the Used 2024-2025 (over 20,000 miles) rates table for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

† Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Maximum loan amount is $100,000. No Private Sale purchases. Note: All-Terrain Vehicles (ATV’s) and Utility Task Vehicles (UTV’s) are not eligible for financing.

Used 2021-2023 Rates: Listed APR available for used automobile model years 2021 – 2023. Maximum age for used auto purchases is (10) model years (currently 2017) and maximum for refinance is (7) model years (currently 2020). Rate and loan amount for Used Auto Loans are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $15.01 for every $1,000 borrowed at 6.74% APR for 84 months with $25,000 loan minimum. Payment example is based on the lowest rate for the longest term available under the Used 2024-2025 (over 20,000 miles) rates table for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

† Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Maximum loan amount is $100,000. No Private Sale purchases. Note: All-Terrain Vehicles (ATV’s) and Utility Task Vehicles (UTV’s) are not eligible for financing.

Used 2017-2020 Rates: Listed APR available for used automobile model years 2017 – 2020. Maximum age for purchases is (10) model years (currently 2017) and maximum for refinance is (7) model years (currently 2020). Rate and loan amount for Used Auto Loans are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $15.01 for every $1,000 borrowed at 6.74% APR for 84 months with $25,000 loan minimum. Payment example is based on the lowest rate for the longest term available under the Used 2024-2025 (over 20,000 miles) rates table for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

† Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice.  Annual Percentage Rates (APR) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Maximum loan amount is $100,000. No Private Sale purchases. Note: All-Terrain Vehicles (ATV’s) and Utility Task Vehicles (UTV’s) are not eligible for financing.

Motorcycle Rates: Listed APR and loan amount for Motorcycles Loans are determined by an evaluation of applicant credit, as well as other factors including loan term, collateral mileage and model year, and Loan-To-Value (LTV). Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $17.04 for every $1,000 borrowed at 6.99% APR for 72 months with $25,000 loan minimum. Payment example is based on the lowest rate for the longest term available  for illustrative purposes only and does not include Debt Protection or available optional vehicle protection plans. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

† Annual Percentage Rate (APR) accurate as of the date listed above and is subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. APR is determined by an evaluation of applicant credit and is based on the loan term selected. Minimum loan amount is $1,000 with $20,000 maximum. Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. Sample Monthly Payment: $22.35 for every $1,000 borrowed at 11.99% APR for 60 months with $10,000 loan minimum. Payment example is based on longest term available for illustrative purposes only and does not include Debt Protection. Your payment may be higher. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Opportunity Lender.

1. Annual Percentage Rates (APR) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. Rates reflect a .25% rate reduction for members who choose Automatic Payments from a First Harvest Checking Account. APR will increase by .25% without Automatic Payment from a First Harvest Checking Account. Automatic Payments and a First Harvest Checking Account are not required to receive a loan from First Harvest Credit Union. Stated rates are for a Fixed-Rate Home Equity loan with a maximum 90% Loan-To-Value (LTV) in 1st lien position. APR and loan amount are determined by an evaluation of applicant credit, collateral valuations, length of term, and other considerations. Your actual rate may vary from the stated information. Not all applicants will qualify for the lowest rate. $400,000 maximum 1st lien loan amount with a maximum 70% LTV. $300,000 maximum 2nd lien loan amount with a maximum 70% LTV. Loan must be secured by a member’s primary residence or non-rental secondary residence located within the State of New Jersey or Pennsylvania. Homeowners Insurance and Flood Insurance, if applicable, are required. Title insurance is required for loans over $250,000. Sample Monthly Payment: $9.41 for every $1,000 borrowed at 7.74% APR at 180 months (90% LTV). Payment example is based on longest term available for illustrative purposes only and does not include Debt Protection or other available optional protection plans. Your payment may be higher. If the Home Equity Loan is paid and closed in the first 3 years, the borrower will be responsible for reimbursing First Harvest Credit Union for all third-party costs paid at closing. Offer is subject to cancellation or change without notice. Other rates and terms available. Membership restrictions apply. Contact us at 800.582.7640 for details. Equal Housing Lender.

2. Annual Percentage Rates (APR) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. Home Equity Lines of Credit (HELOC) are variable-rate lines. Rates based on the current highest Prime Rate as published in the Money Rates Section of the Wall Street Journal. Lowest APR for 80% LTV HELOCs is Prime Rate – 50 basis points. Lowest APR for 81-90% LTV 1st lien position is Prime Rate + 50 basis points. Lowest APR for 81-90% LTV 2st lien position is Prime Rate + 100 basis points. The floor APR is 3.50%; maximum APR is 18%. APRs are determined by an evaluation of applicant credit, collateral valuations and other considerations. Your rate may vary from the rates shown. Homeowners Insurance and Flood Insurance, if applicable, is required. Title insurance is required for loans over $250,000. 5 Year Draw Period ($100 Minimum Advance); 15 Year Repayment Period. If the HELOC is paid and closed in the first 3 years, the borrower will be responsible for reimbursing the credit union for all third-party costs paid at closing.

– Minimum Rate Payment Example: If you took a single $10,000 credit advance at 3.50% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $58.01 and 1 payment of $57.32.

– Maximum Rate Payment Example: If you took a single $10,000 credit advance at 18.00% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $154.43 and 1 payment of $147.79.

2. Annual Percentage Rates (APR) accurate as of the date listed above and are subject to be canceled, extended, or changed without notice. Home Equity Lines of Credit (HELOC) are variable-rate lines. Rates based on the current highest Prime Rate as published in the Money Rates Section of the Wall Street Journal. Lowest APR for 80% LTV HELOCs is Prime Rate – 50 basis points. Lowest APR for 81-90% LTV 1st lien position is Prime Rate + 50 basis points. Lowest APR for 81-90% LTV 2st lien position is Prime Rate + 100 basis points. The floor APR is 3.50%; maximum APR is 18%. APRs are determined by an evaluation of applicant credit, collateral valuations and other considerations. Your rate may vary from the rates shown. Homeowners Insurance and Flood Insurance, if applicable, is required. Title insurance is required for loans over $250,000. 5 Year Draw Period ($100 Minimum Advance); 15 Year Repayment Period. If the HELOC is paid and closed in the first 3 years, the borrower will be responsible for reimbursing the credit union for all third-party costs paid at closing.

– Minimum Rate Payment Example: If you took a single $10,000 credit advance at 3.50% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $58.01 and 1 payment of $57.32.

– Maximum Rate Payment Example: If you took a single $10,000 credit advance at 18.00% APR and made only the monthly payment, it would take you 20 years to pay off your HELOC. During that period, you would make 239 payments of $154.43 and 1 payment of $147.79.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Contact us at 800.582.7640 for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. All Business Accounts must be opened at a First Harvest branch.

Business Growth Savings Account: $500 minimum required to open the account.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Contact us at 800.582.7640 for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. All Business Accounts must be opened at a First Harvest branch.

Business Share Certificate Rates: Listed APY paid on $500 minimum balance. Certificates will automatically renew at maturity according to the renewal terms stated on our Share Certificate Truth-In-Savings Disclosure. Certificates may be subject to penalty for early withdrawal. Fees may reduce earnings. Offer valid for funds not currently on deposit with First Harvest Credit Union.

1. Must open with $500 minimum in new money or have a First Harvest Checking Account.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Contact us at 800.582.7640 for details. Membership restrictions apply. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. All Business Accounts must be opened at a First Harvest branch.

Business Money Market: Requires a minimum opening deposit and daily balance of $1,500 to avoid a monthly service fee of $10. Fees may reduce earnings. Review our Truth In Saving Disclosure for details.

† Annual Percentage Yields (APY) accurate as of the date listed above and subject to be canceled, extended, or changed without notice. First Harvest Credit Union reserves the right to withdraw or revise the offer at any time. Fees may reduce earnings. Membership restrictions apply. Other restrictions may apply. Contact us at 800.582.7640 for details. Federally Insured by NCUA. Additional deposit coverage up to $250,000 is provided by Excess Share Insurance. All Business Accounts must be opened at a First Harvest branch.